Pleasant Lending Experiences.
Your home is likely one of the biggest investments you will make in your lifetime, so when it's time to purchase a new home, refinance your existing mortgage, or finance home improvements, we have the expertise to guide you and choose the home loan that is right for you and your unique situation!
We have access to dozens of special loan programs for
first time home buyers, veterans, home renovations, local and state grants and more!
Our programs help you Own A Home You'll Love - with freedom from apartments and rules!
That's why we are the Home for Dog-Friendly Mortgages!
For over 30 years, thousands of clients have trusted us with their mortgage and financing needs. Our track record and reviews are undeniable! When you are ready for a different kind of lending experience, trust the Ratti Lending Team. We would be honored to work with you!
Our easy online mobile-friendly loan application will give you the answers you need in just 15 minutes!
The cash you need for major home improvements based on the FUTURE value of your home.
We offer quick closings and great rates! Create your account and get answers in 15 minutes!
Make a cash offer and win the contract with this innovative loan program that gives buyers, sellers, and agents a leg up on the competition!
With rising interest rates, now is a great time to lock your rate. This new program allows you to lock your rate and shop for a home up to 90 Days! Don't wait! Learn more to get started!
We believe that education is key to making a good decision. That's why we offer workshops, seminars, and one-on-one consultations to help make sure you have all the information you need!
We'll fill you in on the process, current housing grants, down payment assistance programs and more!
David Ratti, Team Lead - Ratti Lending Team
Licensed in 7 states: MD, FL, PA, NJ, DC, DE, PA
© 2018 Ratti Lending Team
We strive to maintain accessibility standards for all. We are currently working on updating our website, but please feel free to reach out to us directly if you have any questions or need assistance.
Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved.
Envoy Mortgage is an Equal Housing Lender
Corporate Office: 10496 Katy Freeway, Suite 250 | Houston, Texas 77043 | Phone: 1 (713) 977-8005