smart Financing for home buyers with student debt

Get pre-qualified online in minutes!  A member of our local Maryland team will reach out once we receive your inquiry.

• Must be a first-time homebuyer OR may qualify for an exception
• Down Payment Assistance (DPA) may also be available to you 
• Only available through approved lenders (Yay for you - Ratti Lending is one!)
• Student debt must be documented in a monthly statement or verification from the student lender/servicer and loan must be in the name of the borrower
• Student Loan must be current - or in repayment or deferred status
• All customary underwriting standards and requirements related to student debt apply.
• All usual MMP standards must be met (i.e. credit scores, income and purchase limits, asset limits, etc.)

Your local loan officer can walk you through the details and see if you qualify for this program.