Need help finding a home? We would be happy to refer you to a trusted Realtor.

Dave Ratti
Dave Ratti
  • Home
  • About Us
    • Reviews
    • Our Team
  • Loan Programs
    • All
    • Envoy Invest
    • Fix-and-Flip
    • Equity Bridge
    • Envoy FLEX
    • Envoy EXPAND
    • Cash Edge
    • EVO - Evolution Loan
    • 1st Time Home Buyers
    • Home Improvement Loans
    • Lock and Shop
    • Refinancing
    • Renovation Loans
    • Self-Employed Loans
    • Smart Student Loan Buyers
    • Touchless
    • Veteran Loan Programs
  • Resources
  • Blog
  • Contact Us
  • More
    • Home
    • About Us
      • Reviews
      • Our Team
    • Loan Programs
      • All
      • Envoy Invest
      • Fix-and-Flip
      • Equity Bridge
      • Envoy FLEX
      • Envoy EXPAND
      • Cash Edge
      • EVO - Evolution Loan
      • 1st Time Home Buyers
      • Home Improvement Loans
      • Lock and Shop
      • Refinancing
      • Renovation Loans
      • Self-Employed Loans
      • Smart Student Loan Buyers
      • Touchless
      • Veteran Loan Programs
    • Resources
    • Blog
    • Contact Us
  • Home
  • About Us
    • Reviews
    • Our Team
  • Loan Programs
    • All
    • Envoy Invest
    • Fix-and-Flip
    • Equity Bridge
    • Envoy FLEX
    • Envoy EXPAND
    • Cash Edge
    • EVO - Evolution Loan
    • 1st Time Home Buyers
    • Home Improvement Loans
    • Lock and Shop
    • Refinancing
    • Renovation Loans
    • Self-Employed Loans
    • Smart Student Loan Buyers
    • Touchless
    • Veteran Loan Programs
  • Resources
  • Blog
  • Contact Us

our lending team

The Ratti Lending Team has a combined 50+ years of experience to help you and your clients make better financial and lending decisions.  Our team (and dogs) are here to help!

APPLY NOW & START HOUSE SHOPPING

Licensed in 7 states: MD, DC, VA, DE, PA, NJ, FL

David Ratti

Suzanne Ratti

David Ratti

Branch Manager 

NMLS #532652 

Contact David Ratti Today!

Get Pre-Approved with David
nick taylor envoy mortgage

Nick Taylor

Suzanne Ratti

David Ratti

Loan Officer

NMLS #2172184

Suzanne Ratti

Suzanne Ratti

Suzanne Ratti

Loan Officer 

NMLS#1938080

Contact Suzanne Today!


Contact Us

Schedule a Confidential Call!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Our local lending team works evenings and weekends to help you when you need it most - you won't get that from a big box call center.

Home of Dog Friendly Mortgages & 5 PAW Reviews

Ratti Lending is The Dog Friendly Mortgage Company and your local go-to lender.

Now licensed and providing mortgages in 7 states!

Maryland, DC, Virginia, Pennsylvania, Delaware, New Jersey & Florida!

Meet Our Team & Their Dogs!

David Ratti,  410-707-5825, NMLS #532652

Licensed in 7 states:  MD, FL, PA, NJ, DC, DE, PA

820 Ritchie Hwy, Suite 210, Severna Park, MD  21146 |  4006 S MacDill Ave Ste C, Tampa, FL 33611 

  © 2018-2023 Ratti Lending Team 

 We strive to maintain accessibility standards for all.  We are currently working on updating our website, but please feel free to reach out to us directly if you have any questions or need assistance.


Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved. 

 Envoy Mortgage is an Equal Housing Lender 

 Corporate Office: 10496 Katy Freeway, Suite 250 | Houston, Texas 77043 | Phone: 1 (713) 977-8005

Mortgage Disclosure Notice | Privacy Policy

  • Reviews
  • Equity Bridge
  • Envoy FLEX
  • Envoy EXPAND
  • Cash Edge
  • EVO - Evolution Loan
  • Lock and Shop
  • Strategic Partner
  • Contact Us
  • Get Pre-Qualified

Giving you a better experience

By continuing to use this site, you accept our use of cookies.

DeclineAccept & Close