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    • Home
    • About Us
      • Reviews
      • Our Team
    • Loan Programs
      • All
      • Envoy Invest
      • Fix-and-Flip
      • Equity Bridge
      • Envoy FLEX
      • Envoy EXPAND
      • Cash Edge
      • EVO - Evolution Loan
      • 1st Time Home Buyers
      • Home Improvement Loans
      • Lock and Shop
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      • Renovation Loans
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      • Smart Student Loan Buyers
      • Touchless
      • Veteran Loan Programs
    • Resources
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  • Home
  • About Us
    • Reviews
    • Our Team
  • Loan Programs
    • All
    • Envoy Invest
    • Fix-and-Flip
    • Equity Bridge
    • Envoy FLEX
    • Envoy EXPAND
    • Cash Edge
    • EVO - Evolution Loan
    • 1st Time Home Buyers
    • Home Improvement Loans
    • Lock and Shop
    • Refinancing
    • Renovation Loans
    • Self-Employed Loans
    • Smart Student Loan Buyers
    • Touchless
    • Veteran Loan Programs
  • Resources
  • Blog
  • Contact Us

our lending team

The Ratti Lending Team has a combined 50+ years of experience to help you and your clients make better financial and lending decisions.  Our team (and dogs) are here to help!

APPLY NOW & START HOUSE SHOPPING

Licensed in 7 states: MD, DC, VA, DE, PA, NJ, FL

David Ratti

Suzanne Ratti

David Ratti

Branch Manager 

NMLS #532652 

Contact David Ratti Today!

Get Pre-Approved with David
nick taylor envoy mortgage

Nick Taylor

Suzanne Ratti

David Ratti

Loan Officer

NMLS #2172184

Suzanne Ratti

Suzanne Ratti

Suzanne Ratti

Loan Officer 

NMLS#1938080

Contact Suzanne Today!


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Our local lending team works evenings and weekends to help you when you need it most - you won't get that from a big box call center.

Home of Dog Friendly Mortgages & 5 PAW Reviews

Ratti Lending is The Dog Friendly Mortgage Company and your local go-to lender.

Now licensed and providing mortgages in 7 states!

Maryland, DC, Virginia, Pennsylvania, Delaware, New Jersey & Florida!

Meet Our Team & Their Dogs!

David Ratti,  410-707-5825, NMLS #532652

Licensed in 7 states:  MD, FL, PA, NJ, DC, DE, PA

 9711 Washington Blvd, Suite 563 Gaithersburg MD 20878  |  4006 S MacDill Ave Ste C, Tampa, FL 33611 

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 Envoy Mortgage is an Equal Housing Lender 

 Corporate Office: 10496 Katy Freeway, Suite 250 | Houston, Texas 77043 | Phone: 1 (713) 977-8005

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