new! lock & shop rate program
Our new LOCK & SHOP program makes it easy to get pre-qualified, LOCK your rate, and shop for a home in 90 days! That takes the stress off of you and the entire process!
lock now & shop later
Apply Online
Get pre-qualified online in less than 5 minutes or contact your Loan Officer directly!
Lock Your Rate
With rates rising, you can lock your rate for up to 90 days! That gives you plenty of time to shop for a new home and potentially avoid stressful bidding wars!
Secure
Upload documents easily and securely from your phone.
Call or Click with a Button
Real time notifications and easy communication, throughout every step of the process.
Estimate & Budget
Our APP offers you a variety of mortgage calculators to help you budget and estimate costs and down payment options.
Close the deal
Our proprietary e-close process allows you sign and buy virtually!
Two Ways to Get Started!
Contact Your Loan Officer Directly or Apply Online in Minutes
Got Questions?
Send us a message and a member of our team will reach out to you with answers!
David Ratti, 410-707-5825, NMLS #532652
Licensed in 7 states: MD, FL, PA, NJ, DC, DE, PA
820 Ritchie Hwy, Suite 210, Severna Park, MD 21146 | 4006 S MacDill Ave Ste C, Tampa, FL 33611
© 2018-2023 Ratti Lending Team
We strive to maintain accessibility standards for all. We are currently working on updating our website, but please feel free to reach out to us directly if you have any questions or need assistance.
Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved.
Envoy Mortgage is an Equal Housing Lender
Corporate Office: 10496 Katy Freeway, Suite 250 | Houston, Texas 77043 | Phone: 1 (713) 977-8005
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