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Dave Ratti
Dave Ratti
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    • Home
    • About Us
      • Reviews
      • Our Team
    • Loan Programs
      • All
      • Envoy Invest
      • Fix-and-Flip
      • Enspire
      • Equity Bridge
      • Envoy FLEX
      • Envoy EXPAND
      • Cash Edge
      • 1st Time Home Buyers
      • Home Improvement Loans
      • Lock and Shop
      • Refinancing
      • Renovation Loans
      • Self-Employed Loans
      • Smart Student Loan Buyers
      • Veteran Loan Programs
    • Resources
    • Blog
    • Contact Us

  • Home
  • About Us
    • Reviews
    • Our Team
  • Loan Programs
    • All
    • Envoy Invest
    • Fix-and-Flip
    • Enspire
    • Equity Bridge
    • Envoy FLEX
    • Envoy EXPAND
    • Cash Edge
    • 1st Time Home Buyers
    • Home Improvement Loans
    • Lock and Shop
    • Refinancing
    • Renovation Loans
    • Self-Employed Loans
    • Smart Student Loan Buyers
    • Veteran Loan Programs
  • Resources
  • Blog
  • Contact Us

News and Resources

We know that when you are well-informed, you'll have more confidence in your home buying decisions.  Here are some free guides we've developed, to answer common questions about lending and help you get started! 

Contact us Directly

free guides & checklists

Home Renovation Financing

Moving to Florida Checklist

Moving to Florida Checklist

Home Renovation Financing

Do you want to buy a home and customize it to your unique lifestyle?  Our home renovation financing programs provide the cash you need!

Download

Moving to Florida Checklist

Moving to Florida Checklist

Moving to Florida Checklist

Moving to Florida Checklist Download

If you're thinking about moving to Florida, this free guide will help you consider the pros and cons + what to factor into your monthly budget.

Get the Free Checklist

Refinancing Checklist

How to Buy a Home Checklist

How to Buy a Home Checklist

Having a big sale, on-site celebrity, or other event? Be sure to announce it so everybody knows and gets excited about it.

View the Checklist

How to Buy a Home Checklist

How to Buy a Home Checklist

How to Buy a Home Checklist

Buy a home checklist

Have you opened a new location, redesigned your shop, or added a new product or service? Don't keep it to yourself, let folks know.

View or Download

Download Your Free guides to financing

Download Your Free Guide

Free Information for You to Make More Informed Decisions

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Buy a home checklist

Everything You Need to Know Before You Buy A Home

Use this checklist to make sure you are prepared to start the home buying process. Learn more about what you should know, how to get approved, the required documentation and what to expect at closing. Find everything you need to know before you buy a home in our checklist.

Download The Checklist

Refinance Checklist

Important Information and Considerations for Refinancing

Use this checklist to make sure you are prepared to refinance your home. Learn about the application process and the refinancing options that are best suited for you.

Download The Checklist

David Ratti,  410-707-5825, NMLS #532652

Licensed in 7 states:  MD, FL, PA, NJ, DC, DE, PA

  4006 S MacDill Ave Ste C, Tampa, FL 33611 |  9711 Washington Blvd, Suite 563 Gaithersburg MD 20878

  © 2018-2025 Ratti Lending Team 

 We strive to maintain accessibility standards for all.  We are currently working on updating our website, but please feel free to reach out to us directly if you have any questions or need assistance.


Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved. 

 Envoy Mortgage is an Equal Housing Lender 

 Corporate Office: 10496 Katy Freeway, Suite 250 | Houston, Texas 77043 | Phone: 1 (713) 977-8005

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