Reviews

Happy Customers say it best

Brittany T. - Baltimore, MD

"Dave was pleasant & supportive throughout the entire process. I couldn’t have asked for a more knowledgeable and efficient contact. He walked me through everything step by step & was always there when I had any questions."

Heather K. - Nazareth, PA

Brittany T. - Baltimore, MD

"Dave is a phenomenal mortgage broker. I lost 4 bids for other homes and by the time I got a contract in place my old house was only 3.5 weeks from settlement. We had to get the new mortgage in place in 3 weeks or I would be homeless. Dave got my mortgage done in RECORD TIME, without one issue at settlement! This is my 4th home, so I've dealt with other lenders, but Dave has been my broker for the last two homes. I call him, and never shop around, because he is quite simply the best there is."

Vic - Elkridge, MD

Brittany T. - Baltimore, MD

Gloria - Odenton, MD

"Good experience working with Dave and his team. They worked with us every step of the way, and even helped us get our closing date moved up. They answered every question along the way. Dave himself called, after hours, when I had concerns to answer my questions."

Gloria - Odenton, MD

Stanley - Gambrills, MD

Gloria - Odenton, MD

The entire team - David, Andrea, and Donna were wonderful. They made the entire process effortless. I could not have asked for a better home buying experience. Thanks to all. You're the Best!

Stanley - Gambrills, MD

"Excellent communication by phone and email with me really made this experience easy and he went the extra mile in all aspects for this refinance."

Michael C. - Bowie, MD

Stanley - Gambrills, MD

"Wonderful service and personalized attention!"

David Ratti, 410-707-5825, NMLS #532652

Licensed in 7 states: MD, FL, PA, NJ, DC, DE, PA

820 Ritchie Hwy, Suite 210, Severna Park, MD 21146 | 4006 S MacDill Ave Ste C, Tampa, FL 33611

We strive to maintain accessibility standards for all. We are currently working on updating our website, but please feel free to reach out to us directly if you have any questions or need assistance.

Envoy Mortgage is an Equal Housing Lender

Corporate Office: 10496 Katy Freeway, Suite 250 | Houston, Texas 77043 | Phone: 1 (713) 977-8005

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Wanna Be Our Next Happy Customer?

Client Reviews

Happy Customers say it best

Brittany T. - Baltimore, MD

Brittany T. - Baltimore, MD

Brittany T. - Baltimore, MD

Heather K. - Nazareth, PA

Brittany T. - Baltimore, MD

Brittany T. - Baltimore, MD

Vic - Elkridge, MD

Brittany T. - Baltimore, MD

Gloria - Odenton, MD

Gloria - Odenton, MD

Stanley - Gambrills, MD

Gloria - Odenton, MD

Stanley - Gambrills, MD

Stanley - Gambrills, MD

Stanley - Gambrills, MD

Michael C. - Bowie, MD

Stanley - Gambrills, MD

Stanley - Gambrills, MD

realtor Reviews

Wanna Be Our Next Happy Customer?

Client Reviews

Happy Customers say it best

Brittany T. - Baltimore, MD

Brittany T. - Baltimore, MD

Brittany T. - Baltimore, MD

Heather K. - Nazareth, PA

Brittany T. - Baltimore, MD

Brittany T. - Baltimore, MD

Vic - Elkridge, MD

Brittany T. - Baltimore, MD

Gloria - Odenton, MD

Gloria - Odenton, MD

Stanley - Gambrills, MD

Gloria - Odenton, MD

Stanley - Gambrills, MD

Stanley - Gambrills, MD

Stanley - Gambrills, MD

Michael C. - Bowie, MD

Stanley - Gambrills, MD

Stanley - Gambrills, MD

realtor Reviews

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