New Programs Available!
Stop Renting and Buy Your Own Home! We can show you how to utilize your own home to build wealth, and even give your dog their own back yard. In as little as 30-45 days, you could be moving into your own home and stop putting money in your landlord's pocket! Your dog will thank you too!
First Time Home Buyer Programs
Your American Dream Is Waiting...
Are you ready to experience the American Dream of owning your own home? The experts at The Ratti Lending Team at Envoy Mortgage can help you determine which mortgage loan programs will work best for your situation.
Many of these programs are designed to help you:
- get pre-qualified,
- get down payment assistance,
- access local and national mortgage grants, and
- reduce down payments and closing costs
National first time home buyer programs are available in all 50 states and offer flexible guidelines that can help you. These programs include FHA, VA, Conventional and USDA loans.
The Maryland DHCD offers mortgage and financial assistance programs designed to make home ownership more accessible for first-time home buyers. These programs and their requirements change frequently, so be sure to ask your Ratti Lending Team loan professional for more details.
Learn More
Hurry! Now is the best time to get pre-qualified and start shopping for your new home! Choose the Loan Officer you'd like to work with or simply Get Pre-Qualified now to see how much home you can afford to buy!
Down Payment assistance
Down Payment Assistance Programs
Down Payment Assistance Programs
Down Payment Assistance Programs
We have access to dozens of loan programs to provide you the help you need to buy a home! Grants, loans, and other programs vary by state, so talk directly with your loan officer for more information or to see how much you may qualify for.
Student Loans? No Problem
Down Payment Assistance Programs
Down Payment Assistance Programs
Some states even provide assistance to help you pay off student loans while you buy a home! Amazing, right?
Grants
Down Payment Assistance Programs
Grants
Grants are available in certain cities, counties and jurisdictions. The terms of the grant vary greatly and some states even offer grants that never have to be repaid! Be sure to talk with your loan officer about the grants you may qualify for.