Need help finding a home? We would be happy to refer you to a trusted Realtor.

Dave Ratti
Dave Ratti
  • Home
  • About Us
    • Reviews
    • Our Team
  • Loan Programs
    • All
    • Envoy Invest
    • Fix-and-Flip
    • Equity Bridge
    • Envoy FLEX
    • Envoy EXPAND
    • Cash Edge
    • EVO - Evolution Loan
    • 1st Time Home Buyers
    • Home Improvement Loans
    • Lock and Shop
    • Refinancing
    • Renovation Loans
    • Self-Employed Loans
    • Smart Student Loan Buyers
    • Touchless
    • Veteran Loan Programs
  • Resources
  • Blog
  • Contact Us
  • More
    • Home
    • About Us
      • Reviews
      • Our Team
    • Loan Programs
      • All
      • Envoy Invest
      • Fix-and-Flip
      • Equity Bridge
      • Envoy FLEX
      • Envoy EXPAND
      • Cash Edge
      • EVO - Evolution Loan
      • 1st Time Home Buyers
      • Home Improvement Loans
      • Lock and Shop
      • Refinancing
      • Renovation Loans
      • Self-Employed Loans
      • Smart Student Loan Buyers
      • Touchless
      • Veteran Loan Programs
    • Resources
    • Blog
    • Contact Us
  • Home
  • About Us
    • Reviews
    • Our Team
  • Loan Programs
    • All
    • Envoy Invest
    • Fix-and-Flip
    • Equity Bridge
    • Envoy FLEX
    • Envoy EXPAND
    • Cash Edge
    • EVO - Evolution Loan
    • 1st Time Home Buyers
    • Home Improvement Loans
    • Lock and Shop
    • Refinancing
    • Renovation Loans
    • Self-Employed Loans
    • Smart Student Loan Buyers
    • Touchless
    • Veteran Loan Programs
  • Resources
  • Blog
  • Contact Us
Envoy Mortgage Evolution Loan Program

buy new home & sell current home later

 You can submit a non-contingent offer on your next home, without having your current house payment being counted for qualifying.

Do you own a home and wish to buy a new one, but you don’t qualify with two house payments?

 No one wants to be a "Contingent Buyer" in the current highly competitive market. 

Envoy Evolution Loan (EVO) allows you to buy your new home and sell your current home later!

You can qualify without using your current monthly house payment.

Don't Wait! This is an Amazing Program!

Ask your loan officer for more details.  Get pre-qualified today and start house shopping tomorrow!

Schedule a Presentation to Learn More!

David Ratti

 NMLS #532652  

Call:  410.707.5825

Email

Apply Now

TWO WAYS TO GET STARTED

Contact Your Loan Officer Directly

Apply Online in Minutes

Got Questions?

Send us a message and a member of our team will reach out to you with answers!

Send a message

David Ratti,  410-707-5825, NMLS #532652

Licensed in 7 states:  MD, FL, PA, NJ, DC, DE, PA

 9711 Washington Blvd, Suite 563 Gaithersburg MD 20878  |  4006 S MacDill Ave Ste C, Tampa, FL 33611 

  © 2018-2023 Ratti Lending Team 

 We strive to maintain accessibility standards for all.  We are currently working on updating our website, but please feel free to reach out to us directly if you have any questions or need assistance.


Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved. 

 Envoy Mortgage is an Equal Housing Lender 

 Corporate Office: 10496 Katy Freeway, Suite 250 | Houston, Texas 77043 | Phone: 1 (713) 977-8005

Mortgage Disclosure Notice | Privacy Policy

  • Reviews
  • Equity Bridge
  • Envoy FLEX
  • Envoy EXPAND
  • Cash Edge
  • EVO - Evolution Loan
  • Lock and Shop
  • Strategic Partner
  • Contact Us
  • Get Pre-Qualified

Powered by

Giving you a better experience

By continuing to use this site, you accept our use of cookies.

DeclineAccept & Close