Need help finding a home? We would be happy to refer you to a trusted Realtor.

Dave Ratti
Dave Ratti
  • Home
  • About Us
    • Reviews
    • Our Team
  • Loan Programs
    • All
    • Envoy Invest
    • Fix-and-Flip
    • Equity Bridge
    • Envoy FLEX
    • Envoy EXPAND
    • Cash Edge
    • EVO - Evolution Loan
    • 1st Time Home Buyers
    • Home Improvement Loans
    • Lock and Shop
    • Refinancing
    • Renovation Loans
    • Self-Employed Loans
    • Smart Student Loan Buyers
    • Touchless
    • Veteran Loan Programs
  • Resources
  • Blog
  • Contact Us
  • More
    • Home
    • About Us
      • Reviews
      • Our Team
    • Loan Programs
      • All
      • Envoy Invest
      • Fix-and-Flip
      • Equity Bridge
      • Envoy FLEX
      • Envoy EXPAND
      • Cash Edge
      • EVO - Evolution Loan
      • 1st Time Home Buyers
      • Home Improvement Loans
      • Lock and Shop
      • Refinancing
      • Renovation Loans
      • Self-Employed Loans
      • Smart Student Loan Buyers
      • Touchless
      • Veteran Loan Programs
    • Resources
    • Blog
    • Contact Us

  • Home
  • About Us
    • Reviews
    • Our Team
  • Loan Programs
    • All
    • Envoy Invest
    • Fix-and-Flip
    • Equity Bridge
    • Envoy FLEX
    • Envoy EXPAND
    • Cash Edge
    • EVO - Evolution Loan
    • 1st Time Home Buyers
    • Home Improvement Loans
    • Lock and Shop
    • Refinancing
    • Renovation Loans
    • Self-Employed Loans
    • Smart Student Loan Buyers
    • Touchless
    • Veteran Loan Programs
  • Resources
  • Blog
  • Contact Us
lady preapproved for mortgage

get pre-qualified in minutes!

Our touchless mortgage process makes it easy to get pre-qualified, upload documents, communicate, and move into your new home in a safe environment!  Already working with a team member?  Contact your loan officer directly!

Get Started Now

touchless Mortgage

Apply Online

Get pre-qualified online in less than 5 minutes or contact your Loan Officer directly!

Secure

Upload documents easily and securely from your phone.

Call or Click with a Button

Real time notifications and easy communication, throughout every step of the process.

Estimate & Budget

Our APP offers you a variety of mortgage calculators to help you budget and estimate costs and down payment options.

Close the deal

Our proprietary e-close process allows you sign and buy virtually!

Two Ways to Get Started!

Contact Your Loan Officer Directly or Apply Online in Minutes

Get Started Today

Got Questions?

Send us a message and a member of our team will reach out to you with answers!

Send a message

David Ratti,  410-707-5825, NMLS #532652

Licensed in 7 states:  MD, FL, PA, NJ, DC, DE, PA

 9711 Washington Blvd, Suite 563 Gaithersburg MD 20878  |  4006 S MacDill Ave Ste C, Tampa, FL 33611 

  © 2018-2023 Ratti Lending Team 

 We strive to maintain accessibility standards for all.  We are currently working on updating our website, but please feel free to reach out to us directly if you have any questions or need assistance.


Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved. 

 Envoy Mortgage is an Equal Housing Lender 

 Corporate Office: 10496 Katy Freeway, Suite 250 | Houston, Texas 77043 | Phone: 1 (713) 977-8005

Mortgage Disclosure Notice | Privacy Policy

  • Reviews
  • Equity Bridge
  • Envoy FLEX
  • Envoy EXPAND
  • Cash Edge
  • EVO - Evolution Loan
  • Lock and Shop
  • Strategic Partner
  • Contact Us
  • Get Pre-Qualified

Powered by

Giving you a better experience

By continuing to use this site, you accept our use of cookies.

DeclineAccept & Close