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Dave Ratti
Dave Ratti
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    • Home
    • About Us
      • Reviews
      • Our Team
    • Loan Programs
      • All
      • Envoy Invest
      • Fix-and-Flip
      • Equity Bridge
      • Envoy FLEX
      • Envoy EXPAND
      • Cash Edge
      • EVO - Evolution Loan
      • 1st Time Home Buyers
      • Home Improvement Loans
      • Lock and Shop
      • Refinancing
      • Renovation Loans
      • Self-Employed Loans
      • Smart Student Loan Buyers
      • Touchless
      • Veteran Loan Programs
    • Resources
    • Blog
    • Contact Us

  • Home
  • About Us
    • Reviews
    • Our Team
  • Loan Programs
    • All
    • Envoy Invest
    • Fix-and-Flip
    • Equity Bridge
    • Envoy FLEX
    • Envoy EXPAND
    • Cash Edge
    • EVO - Evolution Loan
    • 1st Time Home Buyers
    • Home Improvement Loans
    • Lock and Shop
    • Refinancing
    • Renovation Loans
    • Self-Employed Loans
    • Smart Student Loan Buyers
    • Touchless
    • Veteran Loan Programs
  • Resources
  • Blog
  • Contact Us

A strategic Partner for cpA's & accountants

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how we add value

We serve as a strategic partner that helps you add tremendous value to your clients.  Our background and expertise is aligned with your goals and provides insight to help your clients consolidate debt, acquire real estate investments, or refinance existing debt. 

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about nick taylor

Nick Taylor Envoy Mortgage

Contact Me Today!

Call Now:   443-605-2403

NMLS #2172184

About Me

Nick has a passion for guiding people on their financial journey.  After graduating from Towson University, with a Bachelors Degree in Financial Planning, Nick served as a Registered Wealth Management Client Associate for a nationally ranked Forbes Top 100 Wealth Advisor, and the #1 wealth management team in Maryland.  In this role, Nick worked with high net worth and high-profile clientele and utilized care and discretion in handling private financial matters.


Nick saw an opportunity to transition to a new role, within the financial industry, to use his financial background to assist people with often the biggest financial decision of their lives, namely mortgage and financing requirements.  In this role, Nick has the opportunity to work personally with each client to understand their financial goals and help them pursue their dreams for both home and lifestyle.  


By partnering with the Ratti Lending Team at Envoy Mortgage, Nick has a depth of resources and experience to provide lending services to strategic partners and their clients.  His team specializes in renovation loans, jumbo loans, and waterfront homes.  He also works with many first-time home buyers who are just realizing the financial power of owning their own home.  


Nick specializes in strategic partnerships with Accountants, Estate Planning Attorneys, Financial Planners, Realtors, and Home Builders to help their clients achieve their goals.


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It only takes about 10 minutes to see how much home you qualify to buy!  Get ready to start house shopping!




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Download the App

Our App allows you to connect your bank statements, tax records, and income documents right from your phone.  You can securely scan and upload docs and get your loan ready for closing!


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Questions? Call me!

Questions? Call me!

Questions? Call me!

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What Do You Want To Do?

Purchase A Home

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Purchase A Home

Our easy online mobile-friendly loan application will give you the answers you need in just 15 minutes!

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Renovate A Home

Refinance My Home Loan

Purchase A Home

The cash you need for major home improvements based on the FUTURE value of your home.  

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Refinance My Home Loan

Refinance My Home Loan

Refinance My Home Loan

We offer quick closings and great rates!  Create your account and get answers in 15 minutes!

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The Ratti Lending Team

820 Ritchie Highway, Suite 210 Severna Park, MD 21146, United States

Hours

Mon

09:00 am – 05:00 pm

Tue

09:00 am – 05:00 pm

Wed

09:00 am – 05:00 pm

Thu

09:00 am – 05:00 pm

Fri

09:00 am – 05:00 pm

Sat

By Appointment

Sun

By Appointment

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lock & shop now!

NEW PROGRAM!

With rising interest rates, now is a great time to lock your rate.  This new program allows you to lock your rate and shop for a home up to 90 Days!  Don't wait!  Learn more to get started!

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David Ratti,  410-707-5825, NMLS #532652

Licensed in 7 states:  MD, FL, PA, NJ, DC, DE, PA

 9711 Washington Blvd, Suite 563 Gaithersburg MD 20878  |  4006 S MacDill Ave Ste C, Tampa, FL 33611 

  © 2018-2023 Ratti Lending Team 

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Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved. 

 Envoy Mortgage is an Equal Housing Lender 

 Corporate Office: 10496 Katy Freeway, Suite 250 | Houston, Texas 77043 | Phone: 1 (713) 977-8005

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